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Nicoz Diamond offers leisure and business travel insurance packages which allow Zimbabweans to access worldwide leisure and business travel insurance locally. This is a foreign currency dominated policy with premiums payable in Rand or any other hard currency. It provides global cover anywhere in the world and is underwritten by TIC (Travel Insurance Consultancy), a subsidiary of Santam of South Africa, with emergency assistance being provided by Europe Assistance.
Why Insure?
If you travel without travel insurance, you open yourself up to amassing crippling medical expenses.
It is important to be aware of the fact that any medical expenses you may incur would be paid in foreign currencies, and this could lead to financial ruin if you are travelling to a country with a stronger currency.
Buying a travel insurance policy will provide you with financial security and travel assistance and protect you from potentially enormous financial costs.
For example, in th UK, just a routine visit to the GP may cost you between 150GBP and 200GBP.
Hospitalisation costs for serious medical conditions such as injuries resulting from motor vehicle accidents, or illnesses such as heart attacks, strokes and bowel obstructions could result in exorbitant bills.
Travel insurance provides a financial safety net for policyholders while they are travelling as well as 24 hour international assistance, which means that help, when needed, is only a phone call away.
Please use this information to assist you in choosing the most appropriate travel insurance cover for you.
When you buy your air ticket or holiday package from The Savvy Traveller you have the option of buying Travel Insurance. Please let us know if you would like a quotation.
Some of the benefits of Travel Insurance :
Medical and Related Expenses
Personal Injury
Personal belongings
Cancellation, Curtailment and disruption
Illness/accident excluding pre-existing conditions
Cancellation by airline due to unforeseen civil commotion, strike, riot
Traumatic event, death in the family
Document loss or theft
Accidental death of accidental permanent disability
Hijack, Kidnap and Wrongful Detention
Political or Natural Disaster
Personal liability
Luggage cover
Repatriation (travel companion/children)
Daily Hospital Cash Benefit